:root {
            --brand-blue: #2563eb;
            --brand-dark: #0f172a;
            --soft-bg: #f8fafc;
        }
        body {
            font-family: 'Plus Jakarta Sans', sans-serif;
            background-color: var(--soft-bg);
            color: #334155;
            scroll-behavior: smooth;
        }
        .serif { font-family: 'Instrument Serif', serif; }
        
        .glass-header {
            background: rgba(255, 255, 255, 0.8);
            backdrop-filter: blur(12px);
            border-bottom: 1px solid rgba(0,0,0,0.05);
        }

        .wizard-card {
            animation: slideIn 0.4s ease-out;
        }
        @keyframes slideIn {
            from { opacity: 0; transform: translateX(20px); }
            to { opacity: 1; transform: translateX(0); }
        }

        .loan-tile {
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
        }
        .loan-tile:hover {
            transform: translateY(-5px);
            box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
        }

        .page-section { display: none; }
        .active-page { display: block; }

        /* Custom Scrollbar */
        ::-webkit-scrollbar { width: 8px; }
        ::-webkit-scrollbar-track { background: #f1f1f1; }
        ::-webkit-scrollbar-thumb { background: #cbd5e1; border-radius: 10px; }
        ::-webkit-scrollbar-thumb:hover { background: #94a3b8; }

        .gradient-text {
            background: linear-gradient(135deg, #1e40af, #2563eb);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
        }